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Online Business Bureau Warns Consumers of Phishing Scams [09/24/2006]

Online Business Bureau Warns Consumers of Phishing Scams

By Rick Rahim

If you have not yet received an email that appears to be from your bank, but is actually a scam; it's just a matter of time before you will.

The scam goes something like this:
You receive an email from the "fraud" or other "official" department of your bank warning you that your account has been compromised or is being deactivated until you confirm some security information. In the email, there is usually a link to a fraudulent website where you can log in and confirm your information.

Don't fall for this scam!

While the email and website it directs you to can look very official; they are not. You should never follow the links in these emails. And you should certainly never provide any personal information or passwords when prompted by these scams.

If you are in doubt, call your bank. You can also look closely at the URL in your web browser when viewing these sites. If you look closely enough, you'll see that you have not been directed to the legitimate website of the real bank.

The banks are aware of these scams and therefore will never send out legitimate emails to you similar to these scams. To be safe, you should never follow the link to a bank's website from an email. Always directly type the URL that you trust into your web browser.

Rick Rahim is the President of the Online Business Bureau and a Consumer Advocate Author.


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